We are about to sign contracts for a garden flat in West Bromwich. We have hit a snag. Our loan offer with Skipton Building Society expires on 17/11/2025 but the owners are putting forward a completion date of 19/11/2025. Can one extend the mortgage expiry date?
The best person to deal with your concern is your solicitors who is in a position to determine if they corresponding with the mortgage broker, seller’s conveyancers, selling agents or conceivably all three based on the history of your conveyancing to date.
Why do I have to pay up front for my conveyancing in West Bromwich?
If you are buying a property in West Bromwich your solicitor will ask you put them with monies to cover the search fees. This will be the total of the cost of the Local Authority Search. When the down payment is payable against the total price then this should be asked for immediately before exchange of contracts. Any further balance that is due should be sent to your lawyer shortly before completion.
My mortgage company has recommended solicitors on their panel based in West Bromwich but I would rather use a conveyancing lawyer in West Bromwich round the corner to me. Can you help?
Not all West Bromwich conveyancing practitioners are approved and listed on all lender’s conveyancing panel. Use our find an approved solicitor tool to find a West Bromwich conveyancing solicitor on the on the mortgage company panel.
Do I need to take out insurance to cover chancel repairs when acquiring a residence in West Bromwich?
Unless a previous acquisition of the house completed after 12 October 2013 you may assume that conveyancing practitioners conducting conveyancing in West Bromwich to remain recommending a chancel search and or chancel repair liability insurance.
My parents cant seem to find their West Bromwich land registry title on the site. They have a vague memory 50 years ago when they purchased the property there were complications regarding West Bromwich not being identified on some systems.
Nearly all properties in West Bromwich should show up. Have you attempted a search to simply the postcode. Normally it will reveal all the residences inside the postcode. Assuming the property is recorded it will show up with a title number. Where they bought fifty years ago it's conceivable it may be not yet registered. The address might still be revealed but with the title number identified as 'na'. In this scenario you will need to find the original title deeds which could be with your parent’s lender.